5 Star Payday Loans
Last Updated: March 2026
ABOUT THIS TEXT MESSAGING PROGRAM
5 Star Payday Loans (“we,” “us,” or “our”) may deliver text messages (SMS/MMS) to your mobile device as part of the loan application and servicing experience. These messages can include application status updates, account alerts, payment reminders, and other service-related communications. The number of messages you receive will depend on your account activity and the stage of your loan process.
HOW YOU AGREE TO RECEIVE TEXTS
By submitting your mobile phone number during the application process and providing your consent, you are opting in to receive text messages from us. You may also enroll by sending a written request to legal@5starpersonalloans.com. When you opt in, you are confirming that you are the owner or an authorized user of the mobile device associated with the number provided, and that you are at least 18 years of age.
DISCONTINUING TEXT MESSAGES
If you no longer wish to receive text messages, send an email to legal@5starpersonalloans.com requesting that your number be removed from our messaging list. Once your request has been processed, you will receive a confirmation email and no additional text messages will be sent to your device.
COSTS AND CARRIER CHARGES
5 Star Payday Loans does not impose any fee for text messages sent through this program. However, standard message and data rates from your wireless carrier may apply. You are solely responsible for any charges assessed by your mobile service provider. We recommend contacting your carrier directly to understand the details of your messaging plan.
DEVICE SECURITY AND PRIVACY
Please be aware that text messages delivered to your phone may be visible to anyone who has access to your device. It is your responsibility to take appropriate steps to secure your mobile phone and protect your personal information. For a full description of how we handle your data, please review our Privacy Policy at 5starpersonalloans.com/privacy-policy.
CHANGES TO THIS POLICY
We reserve the right to alter, update, or discontinue this text messaging program at any time and without prior notice. Any revisions will be reflected on our website. Your continued participation in the program after changes are posted constitutes your acceptance of the updated terms.
QUESTIONS OR ASSISTANCE
For help or questions regarding this text messaging program, you may reach us through any of the following channels:
Phone: (302) 564-2861
Email: legal@5starpersonalloans.com
Mail: 5 Star Payday Loans, Attn: Compliance, 501 Silverside Rd # 48, Wilmington, DE 19809


