Our 5 Star Payday Loans store sits on 8402 Wornall Rd #101 in the South Kansas City part of Kansas City, Missouri. Stop by during business hours, or start your payday loan or cash advance application online and finish at the counter. All lending at this location complies with Mo. Rev. Stat. § 408.100, Mo. Rev. Stat. § 408.140, Mo. Rev. Stat. § 408.500.
Services at Our Kansas City Location
Payday Loans ($100 to $1,000)
Short-term funding based on your income. Apply online and pick up the cash in store if approved.
Cash Advances
Short-term funds that can help cover emergency expenses, bills, car repairs, or other costs between pay periods.
Bad Credit Loans
Approval decisions focus on your income and ability to repay, not only your credit score. Past credit issues do not always block you from getting help.
Know Before You Borrow in Missouri
No statutory rate cap – rate set by the loan agreement
Max APR / Fee
$500
Max Loan Amount
Varies
Max Term
Required
Lender License
Governing law: Mo. Rev. Stat. § 408.100, Mo. Rev. Stat. § 408.140, Mo. Rev. Stat. § 408.500
For complete Missouri payday loan rules: Missouri Payday Loan Guide →
Loan Cost Examples for Missouri (Applies at This Kansas City Location)
Missouri sets no maximum rate for a payday loan. Section 408.500 directs these lenders to § 408.100, which permits interest “at rates agreed to by the parties” – so the price is whatever your contract says and no representative cost example can honestly be shown. The limits Missouri does set: the loan may not exceed $500; interest must be simple interest, not compounded; from the first renewal onward you must reduce the principal by at least 5% of the original amount each time; and you may cancel without cost by returning the full principal by the close of the lender's next full business day. Compare the APR and the total dollar cost on the Truth-in-Lending disclosure before you sign. Source: Mo. Rev. Stat. § 408.500 (text effective 28 August 2026), § 408.100 (effective 28 August 2021) and § 408.140 (effective 28 August 2024), as published by the Missouri Revisor of Statutes. Last checked 6 August 2026.
Common Questions About Our Kansas City Location
Our Kansas City location on 8402 Wornall Rd #101 is close to Burns & McDonnell, B.B.'s Lawnside BBQ, and Cable Dahmer Chevrolet of Kansas City. If you live or work in this part of Kansas City, the store is an easy stop. You can also start your application online and finish at the counter.
Yes. Our Kansas City store is close to Johnson County Arts And Heritage Center, Downtown Overland Park Partnership, and iFLY Indoor Skydiving – Kansas City, so it fits into a normal day in the neighborhood. You can apply online before stopping in to keep the visit short.
More Resources
Explore 5 Star Payday Loans in Kansas City and across Missouri: All Locations • Missouri Payday Loan Guide • All Kansas City Payday Loan Locations • 4402 E 12th St, Ste A, Kansas City • Payday Loans • Cash Advance Loans • Bad Credit Loans • Same Day Loans.
