Get a Payday Loan

5 Star Payday Loans is a direct lender — we underwrite and fund every payday loan we offer. No matching service. No middleman.

Get Started

High Approval Rate

Bad Credit Welcome

Home / Iowa / Des Moines

Payday Loans in Des Moines

5 Star Payday Loans is a direct lender serving local borrowers in Texas and Delaware. Our underwriting team reviews every application and funds approved loans directly.

Discover the path to quick financial assistance.

Get the Payday loan you need

Our application process is fast and simple

Payday Loans

A payday loan is a short-term borrowing option usually repaid on your next payday.

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Cash Advance

Fast, easy, and convenient loans with competitive rates and flexible terms.

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Bad Credit Loans

These loans allow you to borrow and repay over time.

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Same Day Loans

Fast same-day access to funds.

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Why 5 Star Payday Loans?

Get Funds Fast

Get a fast credit decision.

Same Day Funding

Available directly through 5 Star Payday Loans.

Bad Credit Available

We welcome all credit types to request a loan

Simple Online Form

Easy and hassle-free Online Application

Your Privacy Comes First

We protect your personal details with encryption

3 Express Steps to Get A Payday Loan in Des Moines

01

Submit Our Online Application

Complete our secure loan request form and we'll get you funded directly.

02

Get Pre-Approved

You will know right away if you are pre-approved for a payday loan

03

Receive Funds Quickly

After approval, funds are typically deposited into your checking account within 24 hours.

Apply for a payday loan today

If you’re looking for a payday loan, 5 Star Payday Loans are here to help.

Get Fast Extra Cash

Get Started

High Approval Rate

Bad Credit Welcome

501 Silverside Rd # 48, Wilmington, DE 19809 | (302) 564-2861

5 Star Payday Loans is a direct lender operates in Texas and Delaware.

Loan approval is determined by standard underwriting guidelines. Interest rates, repayment terms, and product availability differ depending on the applicant's state of residence. Not every applicant will meet the requirements for a loan, and approved amounts may be less than the maximum offered. All applicable terms and conditions apply. These lending products address short-term financial needs and should not replace a long-term financial plan. Individuals facing credit challenges are encouraged to consult a credit counselor. Online applications may require additional documentation for verification before funds can be released, which could extend disbursement by up to two business days.

Applying through our website will not impact your FICO® Score. 5 Star Payday Loans may request information from a non-traditional consumer reporting agency as part of the evaluation process. While such an inquiry could influence your standing with that particular agency, it will have no bearing on your FICO® Score.

NOTICE UNDER THE USA PATRIOT ACT: Federal law obligates financial institutions to collect, verify, and maintain records of information used to identify each individual who opens an account. During the account opening process, we will request details including your name, address, date of birth, and other identifying data. You may also be asked to present a driver's license or alternative form of identification.

If you rely on assistive technology or encounter any difficulty navigating this website, please call us at (302) 564-2861 for help.