Our 5 Star Payday Loans store at 1923 Capitol Trl in Newark, Delaware offers payday loans and cash advances for qualifying applicants. You can start your application online and pick up the cash in store if approved. All lending at this location complies with 5 Del. C. § 2235A.
Services at Our Newark Location
Payday Loans ($100 to $1,000)
Short-term funding based on your income. Apply online and pick up the cash in store if approved.
Cash Advances
Short-term funds that can help cover emergency expenses, bills, car repairs, or other costs between pay periods.
Bad Credit Loans
Approval decisions focus on your income and ability to repay, not only your credit score. Past credit issues do not always block you from getting help.
Know Before You Borrow in Delaware
No statutory rate cap – rate set by the loan agreement
Max APR / Fee
$1,000
Max Loan Amount
Varies
Max Term
Required
Lender License
Governing law: 5 Del. C. § 2235A
For complete Delaware payday loan rules: Delaware Payday Loan Guide →
Loan Cost Examples for Delaware (Applies at This Newark Location)
Delaware sets no maximum rate for a short-term consumer loan. Section 2229 lets a licensee charge interest “at such daily, weekly, monthly, annual or other periodic percentage rate or rates as the agreement governing the loan provides”, and § 2231 permits further fees on top, so the price is whatever your contract says and no representative cost example can honestly be shown. What Delaware does limit is how often you can borrow: no more than 5 short-term consumer loans from all lenders combined in any 12-month period (a rollover or refinancing counts as one of the five), and no more than 4 rollovers of an existing loan. You have a right to cancel, and a lender may not pursue or threaten criminal action over nonpayment. A loan made in violation of the five-loan limit is void – the lender may not collect or keep any principal, interest, fees or charges. Compare the APR and total dollar cost on your Truth-in-Lending disclosure before signing. Source: 5 Del. C. §§ 2229, 2231 and 2235A, as published by the Delaware Code (delcode.delaware.gov); § 2235A current as of 1 January 2026 (FindLaw). Last checked 6 August 2026.
Common Questions About Our Newark Location
The 1923 Capitol Trl office is near places like Bob Carpenter Center, White Clay Creek Preserve, and White Clay Creek State Park Nature Center. It is a quick stop if you are already in this part of Newark. Apply online ahead of time and pick up the funds in store if approved.
It is. The store sits on 1923 Capitol Trl, close to Martin Dealerships, Western Family YMCA, and White Clay Creek State Park. Most people swing by on their way to or from other errands. Start your application online so you can pick up the cash and go.
More Resources
Explore 5 Star Payday Loans in Newark and across Delaware: All Locations • Delaware Payday Loan Guide • Payday Loans • Cash Advance Loans • Bad Credit Loans • Same Day Loans.
