Our 5 Star Payday Loans store sits on 1640 Camino Del Rio N in the Mission Valley part of San Diego, California. Stop by during business hours, or start your payday loan or cash advance application online and finish at the counter. All lending at this location complies with Cal. Fin. Code § 23035, § 23036.
Services at Our San Diego Location
Payday Loans ($100 to $1,000)
Short-term funding based on your income. Apply online and pick up the cash in store if approved.
Cash Advances
Short-term funds that can help cover emergency expenses, bills, car repairs, or other costs between pay periods.
Bad Credit Loans
Approval decisions focus on your income and ability to repay, not only your credit score. Past credit issues do not always block you from getting help.
Know Before You Borrow in California
15% of the face amount of the check (~460% APR on a 14-day advance)
Max APR / Fee
$300
Max Loan Amount
31 days
Max Term
Required
Lender License
Governing law: Cal. Fin. Code § 23035, § 23036
For complete California payday loan rules: California Payday Loan Guide →
Loan Cost Examples for California (Applies at This San Diego Location)
| Cash You Receive | Term | APR (est.) | Fee / Interest | Total Due |
|---|---|---|---|---|
| $85 | 14 days | 460.08% | $15 | $100 |
| $170 | 14 days | 460.08% | $30 | $200 |
California caps the fee for a payday advance at 15% of the face amount of the check you write, and the face amount may not exceed $300 (Cal. Fin. Code §§ 23035, 23036). Because the cap is measured against the face rather than the cash, you receive the face amount minus the fee – so the largest advance available in California is $255 on a $300 check. The lender may hold the check for up to 31 days. Examples show a 14-day term at the maximum lawful fee; a lender may charge less. No additional fee may be charged for an extension or a payment plan. Source: Cal. Fin. Code §§ 23035 and 23036 (Deferred Deposit Transactions, added Stats. 2002 ch. 777), as published by the California Legislative Counsel (leginfo.legislature.ca.gov). Last checked 6 August 2026.
Common Questions About Our San Diego Location
Yes. The store sits on 1640 Camino Del Rio N, near Lafayette Hotel, Mission Valley, and San Diego Marriott Mission Valley. Most locals recognize the block once they are in the area. Start your application online if you want to be ready when you walk in.
Yes. Our San Diego store is close to Toby Wells YMCA, Thomas Jefferson School of Law, and Copley-Price Family YMCA, so it fits into a normal day in the neighborhood. You can apply online before stopping in to keep the visit short.
More Resources
Explore 5 Star Payday Loans in San Diego and across California: All Locations • California Payday Loan Guide • Payday Loans • Cash Advance Loans • Bad Credit Loans • Same Day Loans.
