Our 5 Star Payday Loans store at 6071 Florin Rd in Sacramento, California offers payday loans and cash advances for qualifying applicants. You can start your application online and pick up the cash in store if approved. All lending at this location complies with Cal. Fin. Code § 23035, § 23036.
Services at Our Sacramento Location
Payday Loans ($100 to $1,000)
Short-term funding based on your income. Apply online and pick up the cash in store if approved.
Cash Advances
Short-term funds that can help cover emergency expenses, bills, car repairs, or other costs between pay periods.
Bad Credit Loans
Approval decisions focus on your income and ability to repay, not only your credit score. Past credit issues do not always block you from getting help.
Know Before You Borrow in California
15% of the face amount of the check (~460% APR on a 14-day advance)
Max APR / Fee
$300
Max Loan Amount
31 days
Max Term
Required
Lender License
Governing law: Cal. Fin. Code § 23035, § 23036
For complete California payday loan rules: California Payday Loan Guide →
Loan Cost Examples for California (Applies at This Sacramento Location)
| Cash You Receive | Term | APR (est.) | Fee / Interest | Total Due |
|---|---|---|---|---|
| $85 | 14 days | 460.08% | $15 | $100 |
| $170 | 14 days | 460.08% | $30 | $200 |
California caps the fee for a payday advance at 15% of the face amount of the check you write, and the face amount may not exceed $300 (Cal. Fin. Code §§ 23035, 23036). Because the cap is measured against the face rather than the cash, you receive the face amount minus the fee – so the largest advance available in California is $255 on a $300 check. The lender may hold the check for up to 31 days. Examples show a 14-day term at the maximum lawful fee; a lender may charge less. No additional fee may be charged for an extension or a payment plan. Source: Cal. Fin. Code §§ 23035 and 23036 (Deferred Deposit Transactions, added Stats. 2002 ch. 777), as published by the California Legislative Counsel (leginfo.legislature.ca.gov). Last checked 6 August 2026.
Common Questions About Our Sacramento Location
Look for our store on 6071 Florin Rd, in the same area as Sojourner Truth African Heritage Museum, Laguna Community Park, and Morse Park. Once you are on the street, the location is easy to spot. If you prefer, you can begin your application online before you visit.
It is. The store sits on 6071 Florin Rd, close to Kunsting Family Park, Rose Park, and Hal Bartholomew Sports Park. Most people swing by on their way to or from other errands. Start your application online so you can pick up the cash and go.
More Resources
Explore 5 Star Payday Loans in Sacramento and across California: All Locations • California Payday Loan Guide • Payday Loans • Cash Advance Loans • Bad Credit Loans • Same Day Loans.
